According to one large Canadian car insurance company, auto insurance claims increase by 49% during the winter. Claims are likely higher in Toronto and other large Ontario cities. If you don’t want to be stuck out in the cold, here’s some tips you can follow;
1. Tire pressure drops quickly in the winter. Check your tire pressure more often
2. Install snow tires. They have a more aggressive tread, and will help you get through snow & ice much better than all season tires. Quebec law requires cars to install winter tires.
3. Keep a flashlight, first aid kit, blanket, shove, road salt, ice scraper, snow brush, emergency food and water in the car.

But above all

Please drive safely !